Philadelphia’s small business community is entering a pivotal moment. A series of policy shifts—from tax changes to curfew legislation and transit adjustments—are reshaping the environment in which entrepreneurs operate. While these developments bring uncertainty, they also present an opportunity for business owners to engage, adapt, and advocate for a more inclusive economic future.
Beginning in 2026, the city will eliminate the $100,000 exemption for the Business Income and Receipts Tax (BIRT) and the $2,000 Use & Occupancy Tax exemption. These changes stem from legal challenges and evolving interpretations of state law, and, for most small businesses, this will mean new financial responsibilities. At the same time, the city has launched the Jumpstart Business Program, a $150 million initiative aimed at supporting small businesses over the next five years. Now is the time to assess your business’s readiness and explore available resources.
Another significant development is the expansion of the city’s business curfew ordinance. Scheduled to take effect on Sept. 11, the law will require most businesses in the 7th and 8th Districts—including Kensington, Germantown, and Fairhill—to close by 10 p.m. While some businesses are exempt, many local establishments will need to adjust their hours. Many business owners, dissatisfied with this ordinance have joined a grassroots campaign that is actively working to recall the ordinance before it becomes law, underscoring the importance of civic participation and community voice. You can learn more at The Institute for Justice.
Transit changes are also underway. SEPTA’s recent service reductions and fare increases, along with a planned 9 p.m. rail curfew in early 2026, will impact how customers and employees move through the city. These shifts challenge us to think creatively—whether through new delivery models, flexible staffing, or deeper community partnerships.
Amid these changes, one thing remains constant: the power of small business owners to shape the future. That’s why I urge every entrepreneur to complete the Fall 2025 Small Business Owners Survey from the Diverse Chambers Coalition of Philadelphia. The survey is available in both English and Spanish and can be accessed here. Your input will help inform policy decisions and ensure that the voices of diverse business owners are heard and respected.
Philadelphia’s small businesses are resilient, innovative, and deeply rooted in their communities. By staying informed, speaking up, and working together, we can turn this moment of change into a catalyst for growth. Let’s move forward with clarity, collaboration, and purpose.
Jennifer Rodríguez, MCP, is the President and CEO of the Greater Philadelphia Hispanic Chamber of Commerce.
